Hard work:
All hard work brings profit; but mere talk leads only to poverty.
Laziness:
A sleeping lobster is carried away by the water current.
Earnings:
Never depend on a single source of income.
Spending:
If you buy things you don't need, you'll soon sell things you need.
Savings:
Don't save what is left after spending; Spend what is left after saving.
Borrowings:
The borrower becomes the lender's slave.
Accounting:
It's no use carrying an umbrella, if your shoes are leaking.
Auditing:
Beware of little expenses; a small leak can sink a large ship.
Risk-taking:
Never test the depth of the river with both feet.
Investment:
Don't put all your eggs in one basket.
Warren Buffet
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